If you’ve suffered a workplace injury or illness due to employer negligence, you may be wondering whether you can still claim compensation especially if your employer has since closed down, gone into administration, or ceased trading. The good news is, yes, you can still make a claim, and our trusted personal injury solicitors are here to help.
Understanding Employer Duties Under Health and Safety Law
In England and Wales, employers have a legal duty to protect the health, safety, and welfare of their employees under the Health and Safety at Work etc. Act 1974. This includes:
- Providing safe systems of work
- Ensuring proper training and supervision
- Maintaining equipment and premises
- Conducting risk assessments
If your employer failed in any of these duties and you were injured as a result, you may be entitled to compensation, even if the business no longer exists.
What Happens If the Employer Is No Longer Trading?
When a company closes, its legal obligations don’t simply disappear. Most employers are required by law to hold employers’ liability insurance, which covers claims made by employees for injuries or illnesses caused by negligence. This insurance remains valid even if the company has shut down.
Your claim would be made against the insurer, not the employer directly. This means that even if the business has dissolved, you can still pursue compensation through the insured; provided the incident occurred while the company was operational and insured.
Claiming Compensation for Employer Negligence
To succeed in a personal injury claim, you’ll need to show that:
- Your employer owed you a duty of care.
- They breached that duty.
- You suffered injury or illness as a result.
Common examples include slips and trips, manual handling injuries, exposure to hazardous substances, and accidents caused by faulty equipment.
If your employer has ceased trading, your solicitor will investigate whether insurance was in place and identify the correct party to pursue. This process can be complex, but experienced firms like Ison Harrison have the expertise to trace insurers and build strong cases.
No Win No Fee Funding: Making Justice Accessible
At Ison Harrison, we believe that financial concerns should never prevent someone from seeking justice. That’s why we offer no win, no fee funding for personal injury claims. This means:
- You pay nothing upfront.
- If your claim is unsuccessful, you won’t owe us any legal fees.
- If your claim succeeds, we retain a pre-agreed percentage of your compensation.
This funding model makes it easier for injured workers to access expert legal support without financial risk.
Why Choose Ison Harrison?
As Lexcel-accredited personal injury solicitors, we’ve helped thousands of clients across Yorkshire and beyond secure compensation for workplace injuries. We offer:
- A free, no-obligation consultation
- Local offices for face-to-face support
- A proven track record in tracing insurers and handling complex claims
- Compassionate, client-focused service
Whether your employer is still trading or not, we’ll guide you through every step of the process and fight for the compensation you deserve.
What Should You Do Next?
If you’ve been injured at work and your employer has since closed down, don’t assume you’re out of options. While you may still have a valid claim, time limits can still apply so it’s important to act quickly.
Contact Ison Harrison today for expert advice and a free consultation. We’ll assess your case, explain your options, and help you take the next step with confidence.
Call our personal injury team today on 0113 284 5000 or email pi@isonharrison.co.uk.
