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Category: Moving Home

Brexit scales

Right To Buy: A £6.2 Billion Public Loss

A prominent feature of Thatcher’s 1979 Conservative manifesto, Right to Buy launched in 1980 as a way to springboard hard working people who before had only been able to rent from the Local Authority. Overnight, the dream of home-ownership which for some seemed so far away became a reality. That has continued throughout the decades…

New build terraced homes

10 Bizarre Things That Can Affect Property Value

Is something holding you back during the purchase of a house sale? Is it mentioned in the list below? Here are 10 bizarre things that can affect a property’s value: 1.    Is it a Road, Street, Avenue or something else? It sounds crazy but the name of your street can affect your home’s value and desirability!…

Beach workers

Mining Searches

Mining Searches are largely something we take for granted in the Yorkshire area, but they’re extremely important for both you, the mortgage lender and indeed the current occupiers of the property. It’s estimated that around 18% of residential property in Yorkshire is impacted by the mining legacy. That’s a substantial amount of homes so it…

New build terraced homes

How Will You Be Affected By The Latest Interest Rate Rise?

We knew it was coming and yesterday it finally happened. The Bank of England has raised the base interest rate from 0.5% to 0.75%, in a move widely expected ever since the first rise in ten years that came in November 2017. At that time, the interest rate rise was seen as a way to…

New build terraced homes

Buying A New Build Property Advice

Buying A New Build Property Advice New build homes are often seen as the perfect option when seeking to buy a property, particularly if you are a first time buyer or don’t have a lot of money or time to spend on home improvements. Benefits Of Buying A New Build Property There will be no…

House keys

Low Deposit Mortgage Deals Hit a Ten Year High

Increasing confidence in the property market has led to a further boost for first time buyers, with 95% mortgages making something of a comeback.  It’s not all good news though, especially for buyers who can only afford a small deposit, reports the BBC. Since the 2008 financial crash, the number of 95% loan-to-value mortgages offered…

New Build Property

New Build Property Department Plans for 2018

Our New Build Property Department is looking forward to another busy year. With the upturn in New Build property purchases continuing last year, we are receiving increasing numbers of instructions from both purchasers and developers, seeking our specialist help in this field. Government schemes help the New Build sector The Government has done much to…

New build terraced homes

When do I Need to Pay Additional Stamp Duty?

1st April 2016 saw the introduction of a controversial amendment to the rules relating to Stamp Duty, resulting in one of the busiest periods ever seen in our Residential Property department as buyers sought to complete before the changes took effect. A recent blog post detailed the new rules for first time buyers- but how…

Victorian terraced homes

Changes to Stamp Duty for First Time Buyers

In today’s budget, the Chancellor of the Exchequer Philip Hammond announced that, with immediate effect, Stamp Duty Land Tax has been abolished for First Time Buyers buying properties in England Wales and Northern Ireland that will be their main residence and costing up to £300,000. This represents a potential maximum saving of £5000 (based on…

Rising Interest Rates

Landmark Interest Rate Rise – What Does This Mean For You?

This week has seen a predicted Bank of England rise in interest rates, for the first time in ten years. The official bank rate increased from 0.25% to 0.5%, a reverse of the cuts made last year in the wake of the vote to leave the European Union. Whilst savers will see a modest rise in their…